Local verification
Verifiable residence or workplace within 8 km of Faisal Town, Lahore.
Installment applications are evaluated and administered by Yousaf Trading Co. (YTC), the installment partner of Bees.
Home appliances on installments
Bring it home. Pay your way.
Choose an approved home appliance from Bees and apply for a daily, 6-month or 12-month payment plan through YTC.
03Plan formats
8 kmService radius
2Guarantors required
ClearQuote before agreement
Quick eligibility check
Start with five clear requirements.
Final approval remains subject to YTC verification and the signed installment agreement.
Two guarantors
Two eligible guarantors with identity and contact verification are required.
Basic documents
Valid CNIC, address, and income or business evidence may be requested.
Advance amount
Installments may be considered with or without advance. Any advance affects the financed amount and may affect the final markup.
Valid bank cheque
One valid bank cheque is required. Photo-account cheques are not accepted.
Clear roles, clear process
Shop with Bees. Apply through YTC.
Bees and YTC work together, but have different responsibilities.
Retail partnerBees helps you choose
- Product selection and availability
- Retail price and product information
- Order coordination after approval
Installment administratorYTC handles the plan
- Applicant and guarantor assessment
- Advance, markup and repayment quote
- Agreement, payments and account support
Compare plan formats
Choose a schedule that fits.
These are plan formats, not final offers. Exact payments depend on product, advance and YTC assessment.
Smaller, frequent payments
For customers who prefer smaller, frequent payments.
Shorter commitment
For customers who want a shorter repayment period.
More time to pay
For customers who prefer more time to complete payments.
How advance affects your quote
More advance. Less amount financed.
Lower advanceHigher financed amount
Higher advanceLower financed amount
Zero advance may also be available, subject to YTC approval. Markup is not a fixed website rate; final terms are confirmed in writing after assessment.
From selection to delivery
Five clear steps.
- 01
Choose your goods
Select an eligible product and confirm its retail price.
- 02
Run the quick check
Confirm radius, guarantors, product and possible advance.
- 03
Share securely
Provide documents only through a verified YTC channel.
- 04
Review the quote
Check markup, installments, dates, charges and settlement terms.
- 05
Sign and receive
Delivery follows approval, agreement and required payment.
What can be considered?
Goods for real needs. Not cash or investments.
Lawful physical goods
- Home appliances and electronics
- Furniture and household essentials
- Other approved physical goods
Excluded categories
- Cash loans or cash payouts
- Medicines, controlled drugs or prohibited substances
- Direct gold/silver bullion or precious-metal investment
- Shares, stocks, securities or financial instruments
- Unlawful or restricted items
60-second pre-check
Ready to check your options?
These answers create a pre-filled WhatsApp enquiry for the Bees/YTC team.
Before you apply
Common questions.
Is approval guaranteed? +
No. Every application is assessed by YTC. Final approval and terms are confirmed in the written quote and agreement.
How does my advance affect the plan? +
A higher advance generally reduces the financed amount. Exact markup and installment amounts depend on the final YTC assessment.
Why are two guarantors required? +
Guarantors support identity, contact and repayment verification. Their eligibility is reviewed by YTC.
Which cheque is accepted? +
One valid bank cheque is required. Photo-account cheques are not accepted.
Who handles payments and the agreement? +
Bees helps with product selection. YTC assesses the application, issues the quote, executes the agreement and administers installments.
